
Credit Officer - Riyadh, Saudi Arabia
Working with a leading international banking/ financial services client based in Riyadh, Saudi Arabia. Our client is an award winning leader within Middle East banking & finance and is a fantastic company to work for.
Open to Saudi nationals ONLY with banking experience
OVERVIEW:
Responsible & accountable for managing the new applications & credit maintenance for Consumer Finance & Credit Cards
JOB DESCRIPTION:
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Establish and maintain an operational and credit decision infrastructure that expedites decisions on Loan/ credit card applications within approved credit
standards and parameters.
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Expediting delivery of cards to applicants on approved applications, i.e. providing credit- prudent and customer-focused optimized service and product
delivery cycle time.
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Monitor & control of the credit scoring of applications.
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Assure the applications processing within 2 working days.
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Assure the credit maintenance process within the time frame
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Control of new applications approval authority.
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Backup for Head Consumer Credit
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Evaluate the Credit scoring MIS & Analysis
REQUIRED EXPERIENCE:
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Collection experience: 70 - 80%
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Credit Administration experience: 20 – 30%
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Basic knowledge of Credit Portfolio
ESSENTIAL REQUIREMENTS:
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Open to Saudi Nationals ONLY
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Degree qualified- advance/ graduate degree preferred
5+ years experience of banking & credit products experience with significant time spent in consumer related underwriting and/ or collections
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3 years experience in managerial capacities
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PC experience 7 acumen
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Fluent Arabic/ English
BENEFITS:
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Up to 15K SAR per month
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Very strong management team in place with a strong structure with good operating and development plans
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Leading company name in Finance & Banking
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Excellent future career growth opportunities